Bill Merren
Get to know me
Bill is a Las Vegas native who attended Durango High School and served six years in the U.S. Army before earning an academic scholarship to UNLV. He and his wife are raising four sons and spend much of their time at local sports fields and enjoying the outdoors. Guided by the values of God, Family, and Country, Bill founded America First Mortgage® after 15 years in retail lending to provide competitive rates, diverse loan options, and exceptional service.
My experience
Licensed in:
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What you can expect from me.
Find answers to my most-asked questions, covering everything from how I'll support you to what you need to start the process.
I connect with clients through real relationships, referrals, and community involvement. I stay accessible by phone, text, and online, focused on trust, communication, and long-term relationships.
Clients can expect clear communication, guidance, and a smooth, efficient process from start to finish. I stay accessible, proactive, and focused on delivering the best outcome, not just a quick close
I love helping families, veterans, & first-time buyers. I simplify the process with clear explanations, proactive updates, and hands-on guidance so clients feel confident and supported at every step.
Fees and lender costs vary by loan program, market conditions, and individual scenario. I focus on transparency, explaining all costs upfront so there are no surprises at closing.
Every loan is different. Clients typically need ID, income, and asset documents, but an accurate loan application is essential to determine the best path forward.