Antonio Gutierrez

2195 Tully Road, SAN JOSE CA 95122

Get to know me

Antonio Gutierrez is a seasoned Mortgage & Insurance Broker with over 20 years of experience helping families and investors achieve homeownership. Based in North DFW, TX, he partners with 230+ lenders, offering fast closings, same-day pre-approvals, and creative solutions for FHA, ITIN, self-employed, and DSCR loans. Bilingual and trusted, Antonio provides personalized service with integrity and passion. 📞 Office: 940-253-4873 📱 Cell: 940-435-1765 🌐 Website: MortgageAtelier.com

My experience

Licensed in:

Texas

Loan Products:

Conforming Loans

Conventional Loans

Fannie Mae

FHA

Freddie Mac

Non-Conforming Loans

Years of experience:

Languages spoken:

English

Spanish

Brokerage info

What you can expect from me.

Find answers to my most-asked questions, covering everything from how I'll support you to what you need to start the process.

What should clients expect when working with you from start to finish?

Expect a fast, transparent, and personalized experience — same-day pre-approval, clear communication, and closings in under 20 days. I guide you every step to make homeownership simple and stress-free

How do you feel about clients starting the conversation before they’re ready to purchase?

I love it! Starting the conversation early helps me guide clients with clarity and strategy. Even if you’re not ready to buy yet, I can help you plan, prepare, and position yourself for success — from

What documents do your clients need to start the process?

To start the process, clients usually need a few key documents: Photo ID (driver’s license or passport) Recent pay stubs (last 30 days) W-2 forms and/or tax returns (last 2 years) Bank statements

How do you provide rate quotes for clients who want to protect their credit score?

I can provide accurate rate quotes without affecting your credit score by starting with a soft credit check or a preliminary review based on your current information.