Get to know me
"As your trusted Mortgage Loan Officer, my goal is to make the home buying process simple- from application to closing. I am bilingual in Cantonese and Mandarin, and I'm here to guide you every step of the way."
My experience
Licensed in:
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Brokerage info
What you can expect from me.
Find answers to my most-asked questions, covering everything from how I'll support you to what you need to start the process.
Whichever the clients preference are, in person, phone call or via zoom.
Photo ID (driver's license or passport) Last 2 years of W-2's (or 1099'2 if self-employed) Last 2 years of federal tax returns Most recent 30 days of pay stubs Last 2 months of bank statements.
Fees vary based on loan type, credit profile, and transaction details. Some fees may be paid upfront, rolled into closing or covered by seller credit or lender credits.
"Thinking about buying but worried about credt? I help you review, improve and prepare - no pressure, just a plan"
I make the loan process easier by keeping it clear, organized and transparent. I keep the clients updated daily to the status of the loan and what comes next - no guessing, no stress, no surprises.