Andrew Johnson
Get to know me
At Neighborhood Lending, we’re more than just a mortgage broker — we’re your neighbors, your advocates, and your guides through one of life’s most important journeys: homeownership. Proudly serving Northern Michigan, we’ve built our reputation as the region’s top mortgage brokerage through a blend of local expertise, personalized service, and unwavering integrity. Our team believes every client deserves more than a loan — they deserve a strategy. NMLS 913488 - 1566096
My experience
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Brokerage info
What you can expect from me.
Find answers to my most-asked questions, covering everything from how I'll support you to what you need to start the process.
We can connect Face to Face for our local clients, and over the phone with clients who are not local.
Clients can expect clear communication, honest advice, and a smooth process from start to finish. I guide you through every step — from pre-approval to closing — making sure youre always in the know.
To get started, you’ll typically need: your last two pay stubs, two years of W-2s or tax returns, recent bank statements, and a photo ID. Additional documents may be requested based on your loan type.
We partner with some of the best local real estate agents, insurance professionals, and home service providers in Northern Michigan. Whether you need a trusted Realtor, inspector, or contractor.
Rate quotes depend on the loan program you choose. I can give you estimates using a soft credit check or basic info so your credit isn’t impacted, from there we can decide which program works best.