Alexander Pinacho

1085 NW 62nd St Ste 200, Miami FL 33150

Get to know me

Turned away by a bank? That's my lane. I'm Alex Pinacho, a Miami mortgage broker with 20+ years in financial services, specializing in self-employed borrowers (bank statement loans), investors (DSCR), high-asset/low-income buyers (asset depletion), and foreign nationals — plus FHA, VA, and conventional. As a broker, I shop multiple lenders for your best fit. GT Home Lending, NMLS #2832362. One point of contact from application to closing. English y Español.

My experience

Loan Products:

Conforming Loans

Conventional Loans

Fannie Mae

FHA

Fixed-Rate Mortgages

Freddie Mac

Jumbo Loans

Non-Conforming Loans

Years of experience:

Languages spoken:

English

Spanish

What you can expect from me.

Find answers to my most-asked questions, covering everything from how I'll support you to what you need to start the process.

Who do you love helping most, and how do you make the home loan process easier for them?

Self-employed borrowers, investors, and anyone a bank turned away. Bank statement and DSCR options, plain-English guidance, and one point of contact from application to closing.

What should clients expect when working with you from start to finish?

A broker who shops multiple lenders for your best fit — not one bank's menu. Clear expectations, fast answers, and you deal with me personally the whole way.

How do you feel about clients starting the conversation before they’re ready to purchase?

The earlier the better. We map your timeline, credit, and budget now so you're preapproved and confident when the right home appears — no pressure, just a plan.

Where and how do you typically connect with clients?

I'm based in Miami and meet clients in person or virtually — phone, video, or in the office. I serve borrowers fully in English y español.

What documents do your clients need to start the process?

It depends on your loan: typically ID, income docs, and bank statements. Self-employed? Bank statements can replace tax returns — I'll give you an exact list on our first call.