Louann Daprato

2777 Summer Street Suite 306, Ridgefield CT 06877

Get to know me

Life long animal lover and guardian; Past President of Ridgefield Operation for Animal Rescue (ROAR); Works with the Center for Education & Empowerment-helps victims of DV & SA for 30 years; CRMS-Certified Residential Mortgage Specialist

My experience

Licensed in:

Connecticut

Florida

New York

Loan Products:

Conventional Loans

Years of experience:

Languages spoken:

English

What you can expect from me.

Find answers to my most-asked questions, covering everything from how I'll support you to what you need to start the process.

Who do you love helping most, and how do you make the home loan process easier for them?

First time buyers and self-employed. I try to be clear upfront about the process and I am with them the whole way.

How do you provide rate quotes for clients who want to protect their credit score?

I ask them what they think their score is and tell them what I am quoting cannot be locked until we have a complete file and rates are not guaranteed.

How do you feel about clients starting the conversation before they’re ready to purchase?

I love this ! I love helping clients with figuring out how much they want to spend and how much of a monthly payment. Often they do not have a realtor or an attorney so I can help them with that.

What documents do your clients need to start the process?

That depends on their employment. If a W-2 person usually 2 years of most recent W-2's and one month of consecutive paystubs. It depends on a few factors. Every loan is different.

What should clients expect when working with you from start to finish?

I help them every step of the way-document follow up, navigate locking the rate; home insurance, getting a loan estimate upfront etc