Joshua Stancle

Clients can expect clear communication, transparency, and step-by-step guidance. I walk you through each stage. From pre-approval to closing ensuring you understand your options and feel confident.

I use soft credit checks when possible to provide accurate rate estimates without lowering your score. Once ready to move forward, one verified credit pull is typically all that’s needed for approval

You’ll need recent pay stubs, W-2s or tax returns, bank statements, and a valid ID. Self-employed clients may also need business financials. I review docs upfront to ensure a smooth, fast approval.

I love helping hardworking buyers and homeowners reach their goals with ease. I simplify every step, maintain open communication, and ensure clients feel informed, supported, and from start to finish.