Get to know Daniel
Knights of Columbus 15083, Orange Elks 1475, Saddleback Laguna 672, American Red Cross DRT
Why choose Daniel?
Licensed in:
Loan Products:
Years of experience:
Languages spoken:
Brokerage info
Questions? Daniel has answers.
We prompted questions to Daniel so you can learn more about their skills, preferences, and availability.
Over the phone.
Our long-term relationship is the most important thing to me. I show that to you with knowledge, responsiveness and availability now and in the years to come.
The inexperienced because I'm happy to go as far in depth in the numbers as they want or are willing to go. Explaining the math in a logical step by step path making it easy and fun.
Mortgage statements, home insurance bill for year, Driver' license, bank statement (all page) Employed - 2 years W2 and 30 days paystubs, Retired -Social security / Pension award letters and 1099s
Rates and fees and determined by your Loan to Value (home worth vs new balance %) and Mortgage Mid FICO score. Rates are like rungs of a ladder, each one with a different cost or credit.