Anita Dhuka

23711 McNabb Spur Lane, Richmond TX 77469

Get to know me

With 5+ years in the mortgage industry, I focus on one thing: getting my clients the best deal possible. From guiding future buyers through the preparation process to helping veterans and homeowners maximize their equity with HELOCs and refinances, I provide the tools and service needed to make homeownership a reality. Let’s unlock the door to your next chapter.

My experience

Licensed in:

Texas

Loan Products:

Adjustable-Rate Mortgages (ARM)

Conforming Loans

Conventional Loans

Fannie Mae

FHA

Fixed-Rate Mortgages

Freddie Mac

Jumbo Loans

Non-Conforming Loans

USDA

Years of experience:

Languages spoken:

English

Hindi

Brokerage info

What you can expect from me.

Find answers to my most-asked questions, covering everything from how I'll support you to what you need to start the process.

Who do you love helping most, and how do you make the home loan process easier for them?

I provide clear cost-benefit analyses—such as comparing loan terms or down payment scenarios—so they can make decisions based on long-term financial health rather than just immediate monthly payments.

What are your typical fees or lender costs?

I normally charge 1% but I can be flexible if needed.

How do you support clients looking to improve their credit before applying?

Our partnership with Rocket offers our clients complimentary programs to assist them in building their credit.

How do you provide rate quotes for clients who want to protect their credit score?

We have a system in place that allows me to provide a quick quote without the need to pull their credit.

Where and how do you typically connect with clients?

I am able to connect with my clients via email, phone calls, Zoom calls, or in-person meetings. If they prefer, I can meet with them in public spaces such as coffee shops or restaurants.