Yosef Shapiro

1643 Via Tulipan, San Clemente CA 92673

Get to know me

I’m Yosef Shapiro, and I’ve built my mortgage company to be a faster, more personal alternative to big banks. I help families all over California, handling every loan myself from start to finish with no hand-offs. Whether you are a first-time buyer, a seasoned investor, or looking to tap into your equity to remodel or reduce debt, I’m here to help. Outside of work, I’m a runner and fitness enthusiast who loves spending time with my wife and two young daughters and volunteering in their classes.

My experience

Licensed in:

California

Loan Products:

Adjustable-Rate Mortgages (ARM)

Conforming Loans

Conventional Loans

Fannie Mae

FHA

Fixed-Rate Mortgages

Freddie Mac

Jumbo Loans

Non-Conforming Loans

Years of experience:

Languages spoken:

English

What you can expect from me.

Find answers to my most-asked questions, covering everything from how I'll support you to what you need to start the process.

What should clients expect when working with you from start to finish?

Expect fast, personal service with no hand-offs. As owner, I handle your loan from start to finish to ensure lower rates and a smooth close. You get my full expertise and a stress-free experience.

Who do you love helping most, and how do you make the home loan process easier for them?

I love helping young families buy their first home and repeat buyers solve complex scenarios. I also make refinancing simple, clear, and stress-free for everyone in between.

How do you provide rate quotes for clients who want to protect their credit score?

I provide accurate rate quotes using a soft credit review or scenario-based pricing, so clients can explore options without impacting their credit score.