Stephen Ross Shermoen Jr

18012 Cowan #200, IRVINE CA 92614

Get to know me

I am a mortgage originator and loan officer who can educate you on how to qualify for a home loan and maintain the best possible loan product in this ever changing market. I believe in open and consistent communication and enjoy keeping my clients up to date on how a loan products can affect their over all investment and financial strategy when managed properly. This complete approach backed by my highly motivated team has contributed to a profitable business which is 100% referral based.

My experience

Loan Products:

Adjustable-Rate Mortgages (ARM)

Conforming Loans

Conventional Loans

Fannie Mae

FHA

Fixed-Rate Mortgages

Freddie Mac

Ginnie Mae

Jumbo Loans

Non-Conforming Loans

Languages spoken:

English

Spanish

Brokerage info

What you can expect from me.

Find answers to my most-asked questions, covering everything from how I'll support you to what you need to start the process.

Where and how do you typically connect with clients?

In person or by phone

What are your typical fees or lender costs?

0-$950

How do you provide rate quotes for clients who want to protect their credit score?

I do not need to pull credit to give goals and game plan on Purchases or Refinances

What partnerships or recommendations can you offer for real estate or home services?

Free Credit repair help

What should clients expect when working with you from start to finish?

Easy no pressure communication and smooth process