Kwok Choy

149 New Montgomery St FL 4, San Francisco CA 94105

Get to know me

Kwok Choy Mortgage Broker | NMLS #760271 I bring over 20 years of experience in mortgage lending, fintech, and financial services, with a background that spans underwriting, credit risk, operations leadership, and direct origination. I’ve worked in senior roles overseeing underwriting, servicing, and lending operations, which gives me a deep understanding of how loans are structured, approved, and successfully closed. Today, I focus on helping homebuyers and homeowners navigate their financing

My experience

Licensed in:

California

Colorado

Florida

Oregon

Texas

Years of experience:

Languages spoken:

Cantonese

English

Brokerage info

What you can expect from me.

Find answers to my most-asked questions, covering everything from how I'll support you to what you need to start the process.

What are your typical fees or lender costs?

No origination fee, no processing fee.

How do you work with clients buying out of state?

We work with customers in CA< CO, TX, FL

What documents do your clients need to start the process?

Just fill in a completed application. No documents needed for pre-qualification.

How do you feel about clients starting the conversation before they’re ready to purchase?

We love to help customers get pre-approved.

Who do you love helping most, and how do you make the home loan process easier for them?

We are avliable 8am to 11pm. That is right 11pm. That way you can get a hold of us easily. And it is a live person, you will be contacting me directly.