Joseph Berardi

NMLS 742053

1200 Riverplace Blvd Ste 904, Jacksonville FL 32207

Get to know me

I provide clear, personalized mortgage guidance to make financing simple and stress‑free. From first homes and refinances to investment property financing, I tailor solutions to your goals and keep communication smooth from start to finish. With competitive options and reliable service, I help you confidently reach your homeownership and investment goals.

My experience

Loan Products:

Conforming Loans

Conventional Loans

FHA

Fixed-Rate Mortgages

Jumbo Loans

Non-Conforming Loans

Languages spoken:

English

Brokerage info

What you can expect from me.

Find answers to my most-asked questions, covering everything from how I'll support you to what you need to start the process.

How do you feel about clients starting the conversation before they’re ready to purchase?

That would help both of use determine options & perhaps our plan of action prior to finding a property.

Where and how do you typically connect with clients?

I am happy to leverage phone conversations, text, or email. A Zoom call is great as well

How do you provide rate quotes for clients who want to protect their credit score?

Simple, we can leverage a soft pull to start. No problem

What should clients expect when working with you from start to finish?

My accessibility. My clients will have both my business & personal contact numbers as well as my email. I am happy to get the answer if I do not know it off the top of my head.

How do you work with clients buying out of state?

I will work around their schedule. Late nights, early mornings, & weekends are all part of my schedule