James Cicalese

NMLS 68984

25 Lindsley Drive Suite 209, Morristown NJ 07960

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My experience

Licensed in:

Connecticut

Florida

Maryland

New Jersey

New York

North Carolina

Pennsylvania

Virginia

Loan Products:

Conventional Loans

FHA

Non-Conforming Loans

USDA

Years of experience:

Languages spoken:

English

Brokerage info

What you can expect from me.

Find answers to my most-asked questions, covering everything from how I'll support you to what you need to start the process.

Where and how do you typically connect with clients?

I typically connect with clients through referrals and community networking. Many of my clients come from personal recommendations or local connections. I make it a priority to build genuine relations

How do you provide rate quotes for clients who want to protect their credit score?

I provide rate quotes using a soft credit pull, which allows clients to see accurate rate options without impacting their credit score. This gives them a clear idea of their potential

How do you work with clients buying out of state?

I work with out-of-state clients through clear communication & digital convenience. From applications to closings, everything can be handled electronically, and I coordinate with agents and partners.