Broker Near Me

Scott David Winterton

NMLS 63273
1114 Crosstimbers Dr, LOUISVILLE KY 40245
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Get to know Scott

I'm dedicated to helping my clients achieve their homeownership dreams while maximizing their financial efficiency. My approach focuses on finding strategic financing solutions that minimize out-of-pocket expenses while securing terms that align with my clients' long-term financial goals. By thoroughly understanding each client's unique situation, I can identify opportunities to preserve their capital while still obtaining the right mortgage for their needs.

Why choose Scott?

Licensed in:

Kentucky

Loan Products:

Conventional Loans
FHA
Fixed-Rate Mortgages
Jumbo Loans
VA

Years of experience:

23

Languages spoken:

English

Brokerage info

Questions? Scott has answers.

We prompted questions to Scott so you can learn more about their skills, preferences, and availability.

Lots of information that expect to tell you several times. Clients ask the same question several times during the process. It is okay. I understand. I do this everyday, they don't.

Paystubs for the last month, last 2 years W2s, Identification card- Driver's license or Green Card if not a U.S. Citizen. If you are self employed, last 2 years Fed. Tax returns with all schedules

About 95% of my clients are over the phone and email. The technology that Rocket has it makes lending faster and easier borrowers and loan officers alike. I will meet clients if they can't upload docs

1st step for me is to find out what you want, can you qualify, can you afford and what is your time frame for completing the transaction. The more information up front the better the plan for success.

I like to do a preapproval without a property. Once the credit is pulled I send it to the Rocket credit boost dept for analysis. They tell me exactly what to do and what the score will be once done.