Christopher Carter

NMLS 619947

2195 Tully Road, San Jose CA 95122

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Get to know me

Hey, I’m Chris. I’m a normal every day guy, married w/ 3 amazing kids, the best dog alive, and an addiction to pickleball! In over 2 decades as a Loan Officer, I’ve come to learn that home ownership creates financial freedom, and we all want freedom! My clients get the best home loan experience, my 5⭐ ratings are a testament to this, and I look forward to helping you too!

My experience

Licensed in:

California

Loan Products:

Adjustable-Rate Mortgages (ARM)

Conforming Loans

Conventional Loans

Fannie Mae

FHA

Fixed-Rate Mortgages

Freddie Mac

Ginnie Mae

Jumbo Loans

Non-Conforming Loans

USDA

Years of experience:

Languages spoken:

English

Brokerage info

What you can expect from me.

Find answers to my most-asked questions, covering everything from how I'll support you to what you need to start the process.

Where and how do you typically connect with clients?

Most conversations start online and evolve to phone and sometimes in person. I love to help people become financially free over time!

How do you feel about clients starting the conversation before they’re ready to purchase?

I think it's smart. It's important to be armed with the necessary knowledge to be successful.

Who do you love helping most, and how do you make the home loan process easier for them?

I want my clients to have knowledge, so I'm ready to share. My digital communication process makes it easy to get quick, accurate answers.

What should clients expect when working with you from start to finish?

An easily accessible loan officer, helpful information, a successful loan process, and hopefully a client for life.

What are your typical fees or lender costs?

As a broker, my lender fees are low to none, and points are generally used only to buy the rate down if desired.