Broker Near Me

Patricia Moreno

NMLS 606678
12725 West Indian School Road E-101, AVONDALE AZ 85392
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Get to know Patricia

Dedicated Mortgage Loan Officer committed to making home financing clear, strategic, and stress-free. Preparation creates power—so every client receives proactive guidance, transparent communication, and a customized plan from first conversation to closing. Whether exploring options or ready to move forward, clients are supported with honest advice, smart solutions, and the confidence to make informed decisions.

Why choose Patricia?

Loan Products:

Conforming Loans
Conventional Loans
Fannie Mae
FHA
Fixed-Rate Mortgages
Freddie Mac
Non-Conforming Loans
USDA
VA

Years of experience:

15

Languages spoken:

English
Spanish

Brokerage info

Questions? Patricia has answers.

We prompted questions to Patricia so you can learn more about their skills, preferences, and availability.

I love working with clients who want guidance and transparency throughout the process. Buying or refinancing a home can feel intimidating.

I will be asking client for their credit score to obtain a rate quote. I do not need to run credit to provide this. I stay accessible and proactive so my clients always know what’s happening next.

I absolutely encourage it. Some of the best outcomes happen when clients start the conversation early. Buying a home is a major financial decision & having guidance upfront helps eliminate surprises.

From start to finish, clients can expect clear communication, proactive guidance, and a smooth, organized process. I set expectations early so there are no surprises—just confidence at closing.

I review their credit, explain what impacts their score, and create a simple action plan to improve it. My goal is to prepare them early so they can apply with confidence.