Holly Luca

2195 Tully Road, San Jose CA 95122

Get to know me

I help homebuyers in TX, FL, and IA get approved the right way—no fluff, no surprises. I specialize in first-time buyers, VA loans, self-employed income, and investors. You’ll get honest guidance, clear numbers, and a lender who tells it like it is.

My experience

Licensed in:

FloridaIowaTexas

Loan Products:

Conventional LoansFannie MaeFHAFixed-Rate MortgagesFreddie MacGinnie MaeJumbo LoansNon-Conforming LoansUSDAVA

Years of experience:

Languages spoken:

English

Brokerage info

What you can expect from me.

Find answers to my most-asked questions, covering everything from how I'll support you to what you need to start the process.

Clients can expect clear communication, honest guidance, and a smooth, organized process from start to finish. We begin with a full review of your goals, credit, income, and options—so you understand.

Holly Luca

Get to know me

My experience

Brokerage info

What you can expect from me.

What should clients expect when working with you from start to finish?

What documents do your clients need to start the process?

How do you provide rate quotes for clients who want to protect their credit score?

How do you support clients looking to improve their credit before applying?

What are your typical fees or lender costs?