Broker Near Me

Gary Kawano

NMLS 455499
1237 Camino Del Mar Ste C, DEL MAR CA 92014
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Get to know Gary

Gary Kawano is a seasoned mortgage loan officer and Branch Manager at SUCCESS® Lending, where he brings over 30 years of dedicated experience in the mortgage industry. Starting his career in 1994 after earning a business degree, Gary has built a reputation for guiding clients through every step of the home financing process with expertise, transparency, and a commitment to exceptional results.Licensed in multiple states including AZ, CA, CO, FL, OR, ME, TN, TX, and WA (NMLS #455499), Gary specia

Why choose Gary?

Licensed in:

Arizona
California
Colorado
Florida
Maine
Oregon
Tennessee
Texas
Washington

Loan Products:

Conforming Loans
FHA
Jumbo Loans
Non-Conforming Loans
VA

Years of experience:

31

Languages spoken:

English

Brokerage info

Questions? Gary has answers.

We prompted questions to Gary so you can learn more about their skills, preferences, and availability.

Introduction=> Application received=> App processed with a soft credit pull=> Scenarios=> Needs list=> Pre-approval=>offer accepted=>disclosures=>updated needs list after approval=>sign docs=>close

Typical lender fees are around $1500 plus and appraisal fee usually around $500-$750. However most of the closing cost are other than the lender fees. They include title, escrow, and pre-paid items.

I can give you a rate quote over the phone with basic information. Next level would be a call a soft credit pull. A single bureau that does not show up as an inquiry or negatively effect your credit

I do not need any documents to start the process, but i do need an application. However, if everything looks good I'll provide a list of items I'll need. For an employee paystubs, w2, proof of down.

I am licensed in a number of states including CA, WA, ME, OR, CO, TN, TX, FL and adding more states as needed.