Brett Groce
Let me share a story: My fiance and I were in the process of purchasing our new house. We were currently with a mortgage group (who shall remain nameless). We were seeing rates start to drop in the last quarter of 2025. Despite this, our mortgage group was holding strong at their (absurdly high) rate. We were newbies, all of this was very new to us, so we just had to trust in the system, trust in our mortgage group. My fiance and I started getting the impression that we were not being treated fairly by our mortgage group. After talking with them numerous times, we decided to shop around. We were nervous, as our timeline was pretty tight (house was picked out and deposits were down already). We had a lot to lose. We landed on Pure Rate Mortgage as an option, and to say that we were impressed would be an understatement. David (and team, we got the opportunity to speak with all of them by the end!) was hugely helpful. He careful dissected our previous mortgage agreement for the rates, closing costs, and terms. It became clear that we were getting absolutely screwed in our old agreement. The rates that Pure Rate showed us were astronomically better than anything we had been seeing. The closing costs were appropriate and CLEARLY explained, such that we had a much clearer picture of our overall cost. Pure Rate saved us 0.5% on our rate, and over $5,000 in closing costs. No secrets, no fine print, no scams. David worked with us through the duration of the process to get our loan cleared on time (and well ahead of time). Pure Rate gave us a spectacular experience. We had seen what "bad" had looked like in the industry, so Pure Rate was a breath of fresh air. I don't usually leave reviews, but to anyone reading, I highly recommend you go with Pure Rate, and I will continue to recommend and refer friends and family.