Raymond Moreno

NMLS 403982

2521 Trinity Ave, MCALLEN TX 78504

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Why choose Raymond?

Licensed in:

Texas

Loan Products:

Adjustable-Rate Mortgages (ARM)

Conforming Loans

Conventional Loans

Fannie Mae

FHA

Fixed-Rate Mortgages

Freddie Mac

Jumbo Loans

Non-Conforming Loans

USDA

Years of experience:

Languages spoken:

English

Spanish

Brokerage info

Questions? Raymond has answers.

We prompted questions to Raymond so you can learn more about their skills, preferences, and availability.

What should clients expect when working with you from start to finish?

Communication is key and my team and I am the best in the business to do just that.

What documents do your clients need to start the process?

Most recent 30 days of Pay stubs, 60 days of bank statements, 2 years of W-2 forms and/or 2 years of federal tax returns, social security number, personal identification and credit report

How do you provide rate quotes for clients who want to protect their credit score?

Based on your provided credit rating we can estimate your rate quote

Where and how do you typically connect with clients?

I reach clients from word of mouth, realtor referrals and social media like FB and Instagram

How do you feel about clients starting the conversation before they’re ready to purchase?

Actually applying for your mortgage before finding your home is the best advice I can give. Do not go shopping blindly and not knowing what your estimated payment will be. Let's find your buying $