Broker Near Me

Jody Richards

NMLS 398979
2195 Tully Road, San Jose CA 95122
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Get to know me

Jody Richards, CA Licensed Loan Officer I facilitate a full spectrum of mortgage and financing solutions for homebuyers and real estate investors. My product suite includes all major government (FHA, VA, USDA), conventional (FannieMae & FreddieMac, and CalHFA residential programs, along with Reverse Mortgages, renovation loans, construction loans & Helocs . I also specialize in Non-QM investor loans such as DSCR, Private Money and bank statement loans

My experience

Licensed in:

California

Loan Products:

Conforming Loans
Conventional Loans
Fannie Mae
FHA
Fixed-Rate Mortgages
Freddie Mac
Ginnie Mae
USDA
VA

Years of experience:

27

Languages spoken:

English

Brokerage info

What you can expect from me.

Find answers to my most-asked questions, covering everything from how I'll support you to what you need to start the process.

What documents do your clients need to start the process?

Loan requirements vary by program and individual circumstance, standard documents required for application: Two Years of W-2s 30 Days of Paystubs 2 Months of Bank Statements Valid Photo ID

Your convenience is key. I offer flexible communication options: in-person consultations (for local clients) or prompt responses via phone, email, or text. A seamless, online application is available

Jody Richards (CA) - Broker Near Me