Carlos Ruiz

9216 Bauer Ct, LONE TREE CO 80124

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Get to know Carlos

Over the course of his care, Carlos has worked with a wide range of clients, from first-time homebuyers to experienced investors, and everything in between. Their extensive network of contacts, including mortgage brokers, contractors, and legal professionals, ensures that every transaction goes smoothly from start to finish. He is known for their negotiation skills, market acumen, and their ability to handle even the most challenging deals with ease.

Why choose Carlos?

Licensed in:

Colorado

Loan Products:

Adjustable-Rate Mortgages (ARM)

Conforming Loans

Conventional Loans

Fannie Mae

FHA

Fixed-Rate Mortgages

Freddie Mac

Ginnie Mae

Years of experience:

Languages spoken:

English

Spanish

Brokerage info

Questions? Carlos has answers.

We prompted questions to Carlos so you can learn more about their skills, preferences, and availability.

Where and how do you typically connect with clients?

I am available 7 days a week to make sure we connect on your time schedule

How do you feel about clients starting the conversation before they’re ready to purchase?

I know it is stressful but it is better to get your loan options first before your start the home shopping process

How do you support clients looking to improve their credit before applying?

We will start by making sure your credit is at its peak before we do a hard pull when you are under contract.

What should clients expect when working with you from start to finish?

I will be updating you constantly through out the process to get your loan closed with less stress.

How do you provide rate quotes for clients who want to protect their credit score?

I would do a soft pull first to at least have the correct credit score to work on when we look at rates.