Michael Rodriguez

22581 Murietta Road, SALINAS CA 93908

Get to know Michael

Michael D. Rodriguez, J.D., is nationally recognized as "America's Top Mortgage Broker". Michael holds a Bachelor's degree, an MBA, and a Law Degree. He then continued his postgraduate education at Stanford University. He has closed over $7 billion and counting in residential home loans and another $5 Billion in commercial loans. In 2023, Michael closed 1,123 residential loans for $702,380,355 and another $12,268,000 in commercial loans. Call him at 831-229-1116. Apply now at www.pcmre.com.

Why choose Michael?

Licensed in:

California

Colorado

Florida

Loan Products:

Adjustable-Rate Mortgages (ARM)

Conforming Loans

Conventional Loans

Fannie Mae

FHA

Fixed-Rate Mortgages

Freddie Mac

Ginnie Mae

Jumbo Loans

Non-Conforming Loans

USDA

Years of experience:

Languages spoken:

English

Italian

Portuguese

Spanish

Brokerage info

Questions? Michael has answers.

We prompted questions to Michael so you can learn more about their skills, preferences, and availability.

Where and how do you typically connect with clients?

I connect with clients through a combination of referrals, strategic partnerships, digital presence, and community involvement. I am also available via text and after hours. A significant portion

Who do you love helping most, and how do you make the home loan process easier for them?

I’m most passionate about helping serious, goal-driven buyers — whether they’re first-time homeowners, growing families, seasoned investors, or self-employed entrepreneurs with complex income.

What are your typical fees or lender costs?

At Platinum Capital Mortgage, transparency is a core part of our process. As a wholesale mortgage broker, our compensation is typically paid by the lender, which allows us to offer competitive pricing

What should clients expect when working with you from start to finish?

When clients work with me at Platinum Capital Mortgage, they can expect a structured, strategic, and highly communicative experience from start to finish.

How do you provide rate quotes for clients who want to protect their credit score?

Protecting our clients’ credit is a top priority. We provide accurate rate quotes using a soft credit pull. A soft pull allows us to review key credit data without affecting your credit score.