Broker Near Me

Jeff Merritt

NMLS 355646
2614 Navajo Road, EL CAJON CA 92020
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Get to know Jeff

With 30 Years of experience in the mortgage industry I am the trusted referral partner of some of San Diego's best realtors. I specialize in all types of loans-Conventional, FHA, VA, USDA, ...whether you are looking to purchase or refinance I have access to the best products, rates, and fees to meet your needs. I pride myself on being very transparent on the process of obtaining a home loan. I have been a top mortgage producer in San Diego for many years, and we are locally owned and operated.

Why choose Jeff?

Loan Products:

Adjustable-Rate Mortgages (ARM)
Conforming Loans
Conventional Loans
Fannie Mae
FHA
Fixed-Rate Mortgages
Freddie Mac
Ginnie Mae
Jumbo Loans
Non-Conforming Loans
USDA
VA

Languages spoken:

English

Brokerage info

Questions? Jeff has answers.

We prompted questions to Jeff so you can learn more about their skills, preferences, and availability.

I love First Time Buyers-being able to guide someone through the process of home buying for the first time is a joy--having them going from totally not sure to actually owning a home is so rewarding.

I work with many of the top real estate professionals in San Diego-so I have many of the absolute best negotiators ready to help you achieve your dream of homeownership

Communication is so important-I clearly communicate through every step of the loan process. We always make it a priority for our team to keep all parties informed consistently during the process.

Many times, we will not run a hard pull on someone's credit. We will use a soft pull that does not hurt their score to be able to provide a quote, so they have an accurate quote of rate and fees

With over 30 years of experience, we many times can help guide our clients on the best options to help improve their credit scores in a timely manner.