Broker Near Me

Richard James Ryan

NMLS 301797
2195 Tully Road, SAN JOSE CA 95122
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Get to know Richard

I bring a unique blend of financial planning, tax strategy, and military service to mortgage advising. My focus is on helping clients navigate complex lending scenarios with clarity and confidence. Whether it’s structuring a jumbo loan, planning for a reverse mortgage, or securing VA financing, I offer thoughtful guidance tailored to each client’s financial landscape. Every interaction is grounded in trust, discretion, and long-term perspective.

Why choose Richard?

Licensed in:

Arizona
Nevada
Texas

Loan Products:

Conforming Loans
Conventional Loans
Jumbo Loans
Non-Conforming Loans
VA

Years of experience:

25

Languages spoken:

English

Brokerage info

Questions? Richard has answers.

We prompted questions to Richard so you can learn more about their skills, preferences, and availability.

I typically connect with clients via Zoom or phone for convenience and flexibility. I’m also available for in-person meetings in the Las Vegas and Phoenix metro areas when preferred.

Clients can expect clear communication, ethical guidance, tailored loan strategies, and a smooth process—from initial consult to closing—with trust and transparency at every step.

I work remotely with out-of-state clients via Zoom or phone, offering tailored mortgage solutions and clear guidance across state lines, including jumbo, reverse, and VA loan support.

I love helping veterans, retirees, and self-employed borrowers. I simplify complex loans—VA, reverse, jumbo—by offering clear guidance, strategic planning, and personal support.

I welcome early conversations and encourage clients to reach out before they're ready to buy. I offer a free 30-minute consultation to explore options and help you plan with confidence.