Get to know me
Jonathan is a mortgage lending professional with over 20 years of experience helping clients achieve smart, sustainable home financing. Known for integrity, clear communication, and results-driven service, he specializes in residential lending, refinancing, and complex loan solutions. Jonathan is passionate about guiding borrowers confidently from application to closing.
My experience
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What you can expect from me.
Find answers to my most-asked questions, covering everything from how I'll support you to what you need to start the process.
I provide rate quotes using a soft credit review or financial overview—never a hard pull—so your score isn’t impacted. A full credit check only happens once you’re ready to apply.
I encourage clients to apply early. Getting pre-approved before you’re ready to buy gives you clarity, confidence, and a plan—so when the right home comes along, you’re prepared to move quickly.
I typically connect with clients through referrals. Most of my business comes from past clients, real estate professionals, and trusted partners who value clear communication, integrity, and results.
To get started, I typically need a few basic items: • Two years of W-2s or tax returns • Your most recent pay stubs • Last two months of bank statements • Photo ID