Get to know me
Steven Booras received his master's degree in accounting in 1995 from California State University of Hayward. Steve worked as a Corporate Controller/CFO in the high-tech industry. After years in Corporate Finance, I decided to look into Real Estate Finance. My fresh new start was UPG Financial. Steve worked for UPG, Inc. from 2003-2008 and ended his tenure as a corporate partner. In 2009, Steve had the ambition to start his own company, Bay Capital. In 2025, I started SmartRate Lending, Inc.
My experience
Licensed in:
California
Loan Products:
Adjustable-Rate Mortgages (ARM)Conforming LoansConventional LoansFannie MaeFHAFixed-Rate MortgagesFreddie MacGinnie MaeJumbo LoansNon-Conforming LoansUSDAVA
Years of experience:
31
Languages spoken:
English