Loren Ramus

930 Shiloh Road Bldg 44 Ste E, Windsor CA 95492

Get to know me

As a mortgage professional I am dedicated to helping clients navigate the home loan process with clarity and confidence. At Ramus Real Estate Lending, I work closely with homebuyers and homeowners to explore the best mortgage options for their situation. My approach is simple: honest guidance, responsive communication, and a smooth path to closing.

My experience

Licensed in:

California

Loan Products:

Conforming Loans

Conventional Loans

Fannie Mae

FHA

Fixed-Rate Mortgages

Freddie Mac

Ginnie Mae

Jumbo Loans

Non-Conforming Loans

USDA

Years of experience:

Languages spoken:

English

Brokerage info

What you can expect from me.

Find answers to my most-asked questions, covering everything from how I'll support you to what you need to start the process.

Who do you love helping most, and how do you make the home loan process easier for them?

I enjoy working with homebuyers and homeowners who want honest guidance and clear options when it comes to financing. Every client's situation is unique, so I take the time to understand your goals.

What should clients expect when working with you from start to finish?

Clients can expect a clear, organized, and supportive process from the first conversation all the way to closing. My goal is to make home financing straight forward rather than overwhelming.

What are your typical fees or lender costs?

Loan costs can vary depending on the type of loan, property, and overall transaction, but I always focus on providing competitive pricing and full transparency.