Jayesh C Patel

4676 Lakeview Avenue Suite 211, YORBA LINDA CA 92886

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Get to know Jayesh

35 Years of experience. At 0 Point Loan, we've replaced the hidden costs of the past with the transparency of the future. By combining AI-driven knowledge with an uncompromising ethical code, we deliver real-time, 0-point lending solutions. We use technology to find the best rates, but we use our integrity to make sure they're right for you. That's the human touch, powered by intelligence.

Why choose Jayesh?

Licensed in:

California

Loan Products:

Adjustable-Rate Mortgages (ARM)

Conforming Loans

Conventional Loans

Fannie Mae

FHA

Fixed-Rate Mortgages

Freddie Mac

Ginnie Mae

Jumbo Loans

Non-Conforming Loans

USDA

Years of experience:

Languages spoken:

English

Hindi

Spanish

Questions? Jayesh has answers.

We prompted questions to Jayesh so you can learn more about their skills, preferences, and availability.

Where and how do you typically connect with clients?

Phone call or 15 minute appointment

What are your typical fees or lender costs?

We keep our lender points and underwriting costs to minimal to zero.

What should clients expect when working with you from start to finish?

We always try to understand the borrowers financial situation and guide them in helping them come up with the best loan scenerio. We help our clients get ready for the best loan.

How do you feel about clients starting the conversation before they’re ready to purchase?

We alwasy support clients to get ready before they begin their search for home. Its aleways a good idea to be prepared for the financing ahead of home search.

How do you provide rate quotes for clients who want to protect their credit score?

we always ask the clients for their soft pulls and avoid hard inquiries until they are ready for an offer.