Broker Near Me

Peyton Kal-el Ginyard

NMLS 2742977
2195 Tully Road, SAN JOSE CA 95122
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Get to know Peyton

I’m a licensed Mortgage Loan Originator serving Georgia and North Carolina. I specialize in structuring smart, strategic financing for buyers who want to win in competitive markets. With a real estate broker in-house, my clients get aligned guidance from contract to closing. I got into lending through personal experience, so I treat every loan like it’s my own. Clear communication. Speed. Execution.

Why choose Peyton?

Licensed in:

Georgia
North Carolina

Loan Products:

Conventional Loans
FHA
Jumbo Loans
USDA
VA

Languages spoken:

English

Questions? Peyton has answers.

We prompted questions to Peyton so you can learn more about their skills, preferences, and availability.

I help serious buyers who want to win. I simplify the process, explain numbers clearly, and structure loans strategically so clients move with confidence.

Clear communication, fast responses, and proactive guidance. I stay involved from pre-approval to closing to ensure smooth timelines and no surprises.

I can run rate scenarios using a soft pull or estimated score range first. When ready, we run credit and fine-tune numbers with full transparency.

Usually 30 days of pay stubs, 2 years of W-2s or tax returns, 2 months of bank statements, and ID. I guide you step-by-step if self-employed.

I serve Georgia and North Carolina virtually and in person. Most communication is by phone, text, and email and I respond quickly.

Peyton Kal-el Ginyard (CA) - Broker Near Me