Malisa Rambahal

18503 Pines Blvd Suite 310, Pembroke Pines FL 33029

Get to know me

Buying a home doesn’t have to be confusing. As a mortgage loan officer, I structure loans to get offers accepted and deals closed. From soft pull pre-approvals (no credit impact) to various loan options, I can give you a competitive edge and a clear path to homeownership. Self-employed, 1099, or complex income? I’ll show you a smarter way to qualify.

My experience

Loan Products:

Adjustable-Rate Mortgages (ARM)

Conventional Loans

FHA

Jumbo Loans

Non-Conforming Loans

USDA

Years of experience:

Languages spoken:

English

What you can expect from me.

Find answers to my most-asked questions, covering everything from how I'll support you to what you need to start the process.

What documents do your clients need to start the process?

Clients typically need an ID, recent pay stubs, W-2s or tax returns, two months of bank statements, employment details, and a list of debts and assets to start pre-approval.

Who do you love helping most, and how do you make the home loan process easier for them?

First time homebuyers because buying a home can feel overwhelming and they often just need clear guidance and someone they trust. I help explain each step in simple terms and outline their options.

What should clients expect when working with you from start to finish?

Clear guidance, consistent communication, and a smooth, well-organized process from start to finish. I work to ensure a timely, stress-free closing.

What are your typical fees or lender costs?

Lender costs vary on the loan program. I believe in full transparency and provide a clear breakdown early in the process including closing costs, prepaid items, and any applicable lender fees.

How do you provide rate quotes for clients who want to protect their credit score?

I provide rate quotes using soft credit pulls and scenario-based estimates, allowing clients to explore options and pricing without impacting their credit until they’re ready to move forward.