Rashelle Kotch

100 North Arlington Avenue 340C, RENO NV 89501

Get to know Rashelle

I launched Sage Home Lending to give clients a smarter, more strategic approach to financing. I’m passionate about simplifying the process, creating clarity in a complex market, and helping people use real estate as a tool for long term wealth. My goal is to be your mortgage professional for life.

Why choose Rashelle?

Licensed in:

Nevada

Loan Products:

Adjustable-Rate Mortgages (ARM)

Conforming Loans

Conventional Loans

Fannie Mae

FHA

Fixed-Rate Mortgages

Freddie Mac

Ginnie Mae

Jumbo Loans

Non-Conforming Loans

USDA

Years of experience:

Languages spoken:

English

Questions? Rashelle has answers.

We prompted questions to Rashelle so you can learn more about their skills, preferences, and availability.

Where and how do you typically connect with clients?

I connect with clients by phone, text, email, or Zoom. I’m flexible and meet you where you’re most comfortable.

What should clients expect when working with you from start to finish?

Clear, proactive communication and a smooth, well guided process. I’m available beyond traditional business hours, including evenings and weekends, so you always feel supported.

What are your typical fees or lender costs?

I’m compensated by the lender, which helps keep costs competitive. I always review pricing transparently so you understand exactly what to expect.

What documents do your clients need to start the process?

Typically a copy of your ID, most recent paystubs, W2s, and recent bank statements. I’ll provide a simple checklist so you know exactly what’s needed.

How do you support clients looking to improve their credit before applying?

I review your credit and provide personalized guidance. When needed, I can connect you with a trusted credit specialist to help you improve your profile and prepare for approval.