Mike Baker

White glove, red carpet treatment. You will only work with me. No processors, no assistances, no silly phone tree. You get my cell phone and my email and I will always be your sole point of contact.

I became a mortgage broker to cut out all the bloat and high fees that many retail mortgage lenders and banks charge. Typically my lender costs are 1/3 to 1/2 that of a typical mortgage lender.

I keep things to the bare minimum. Usually it’s as easy as paystubs, w2s, and bank statements (or tax returns if you are self-employed).

After 16+ years of scouring credit reports there isn’t much I have not seen. Whether it’s a couple more points or a complete overhaul of your credit I have the tools to help build a plan just for you.