Get to know Justin
Justin Stearns is an experienced Mortgage Broker at Assist Home Loans, serving San Luis Obispo County and beyond. With more than 23 years in the mortgage industry, Justin is committed to providing clients with competitive loan options, transparent guidance, and personalized service. His strong lender relationships, local expertise, and reputation for integrity make him a trusted resource for homebuyers, homeowners, and real estate professionals alike.
Why choose Justin?
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Questions? Justin has answers.
We prompted questions to Justin so you can learn more about their skills, preferences, and availability.
I meet with clients based on their preferred method and will accommodate based on their preference. Most often, I utilize Google Meet as an efficient way to meet face to face!
I offer transparent pricing & clear, itemized cost breakdown. Only a soft credit check is required which has no cost or credit ding for the client. A hard credit check is only utilized at transaction.
Prompt service, clear communication, advisory level knowledge, and the best rate and cost structure.
I love all borrowers! My low margin model improves affordability in a time where its very important with soaring housing costs. First time buyers, step up buyers, and investors alike will benefit.