Get to know me
As a Mortgage Loan Originator at Montecito Bank & Trust, I help Ventura County families achieve homeownership. Since 1975, our bank has prioritized the Central Coast community. I offer personalized service and local expertise to navigate our unique housing market. Whether you are buying your first home or refinancing, I provide transparent guidance and competitive solutions. Let’s partner to find the right mortgage for your financial goals. Contact me today to get started.
My experience
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Brokerage info
What you can expect from me.
Find answers to my most-asked questions, covering everything from how I'll support you to what you need to start the process.
The best first step is a pre-qualification conversation. This helps us evaluate your financial situation, discuss different loan options you might qualify for, and determine a comfortable price range.
Usually, you'll need recent pay stubs, W-2s, tax returns, and bank statements. I’ll provide a simple checklist to help you gather everything needed for a smooth application.
I meet clients in Ventura County at our branches, virtually, via phone, or email. I adapt to your preferred communication style to ensure a smooth, convenient experience that works for you.