Broker Near Me

Jennifer Ko

NMLS 2478721
18301 Von Karman Suite 820, IRVINE CA 92612
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Get to know Jennifer

Jennifer is a seasoned loan officer with 15+ years of experience who began her career in mortgage operations, giving her a strong foundation in loan structure, qualification, and underwriting. She is experienced in Conventional, FHA, VA, and Non-QM loans, including DSCR, bank statement, P&L programs, HELOCs, home equity loans, and private money. Jennifer holds a BA in Economics from UC San Diego and an MBA from USC. In her free time, she enjoys golf and spending time with her furbaby, Nana.

Why choose Jennifer?

Licensed in:

Arizona
California
Nevada
Washington

Loan Products:

Adjustable-Rate Mortgages (ARM)
Conforming Loans
Conventional Loans
Fannie Mae
FHA
Fixed-Rate Mortgages
Freddie Mac
Ginnie Mae
Jumbo Loans
Non-Conforming Loans
VA

Years of experience:

15

Languages spoken:

English
Mandarin

Brokerage info

Questions? Jennifer has answers.

We prompted questions to Jennifer so you can learn more about their skills, preferences, and availability.

I connect exclusively via phone calls, texts, FaceTime, or Zoom—at times convenient for you. Enjoy real-time talks, screen-sharing, and personal service without emails or in-person meetings.

I love helping first-time buyers, busy professionals, and unique situations. Direct phone/texts/video calls, delivering clear answers and stress-free guidance.

Personalized service: live consultation, fast pre-approvals with Rocket tools, transparent rate shopping, real-time updates, and direct access to me until closing.

I'm usually paid by the lender at closing—no direct fee to you. In our first call, I'll clearly explain all lender costs upfront, ensuring transparency and minimal expenses.

On our phone call, I provide customized rate scenarios using your self-reported info and soft inquiries only—no hard pull until you're ready, fully protecting your credit score.

Jennifer Ko (CA) - Broker Near Me