Broker Near Me

Get to know me

My first home purchase was a challenge. Communication was weak, definitely lacking in knowledge and process. It was this experience that drove me to provide the best service and knowledge I could give. I am thorough, both on structuring and explanation of borrower options. As my client, you will come to know which programs work the best for you and why. If you are in need of debt consolidation, I can show you your path to debt freedom. I'm passionate with my work and thrive seeing others succeed

My experience

Loan Products:

Adjustable-Rate Mortgages (ARM)Conforming LoansConventional LoansFannie MaeFHAFixed-Rate MortgagesFreddie MacGinnie MaeJumbo LoansNon-Conforming LoansUSDAVA

Years of experience:

25

Languages spoken:

EnglishJapanese

Google reviews

5.0(15 reviews)
Leslie Pescado profile picture

Leslie Pescado

a year ago
5/5

Securing a mortgage can be a stressful process, but working with Alan Wataguchi & Van made it smooth, transparent, and even enjoyable. From the first consultation to closing day, their professionalism and commitment to customer service were evident in every step. Alan & Van took the time to explain every detail, ensuring we fully understood our options and the best path forward. They were always responsive, answering calls and emails promptly, no matter how small our question was. Their patience and knowledge helped ease any concerns that we had, making us feel confident in our decisions. What truly stood out was their dedication to making the process as seamless as possible. They anticipated potential hurdles and worked proactively to keep things on track. Even when challenges arose, they handled them with professionalism and efficiency, always keeping my best interests in mind. Thanks to Alan, Van and the team at Loan Factory we were able to secure a loan that fit our needs perfectly, all while feeling supported every step of the way. We highly recommend them to anyone looking for a mortgage—outstanding service, unmatched professionalism, and a truly customer-first approach. Leslie & James

Shirley Dulay profile picture

Shirley Dulay

a year ago
5/5

I am grateful for the Loan Factory on their service of processing our documents to obtain an approval for our mortgage. The follow-up, fast action, and the courtesy in dealing with their customer is awesome. Thumbs up for them.

Charlyne Salvador profile picture

Charlyne Salvador

4 years ago
5/5

My husband and I are very fortunate that we were introduced to Loan Factory by our realtor. We have no knowledge about the company. No regrets! All the teams that we’ve worked with are very helpful and responsive especially to Ryan Domingo! He was my go to person whenever I don’t understand or have questions regarding required documents. This is our 2nd mortgage loan process and We are for sure a lot lesser hassle than the first one. Everything went well from the beginning to closing. We are looking forward for your excellent service again in the future!🤙

Chau le profile picture

Chau le

2 years ago
5/5

I would like to thank Luan Nguyen at Loan Factory for helping me to get a mortgage loan at a rate of .625 percent lower than majority of the competitive rates seeing the market at that time. At no point no fee and .625 percent lower, I couldn’t believe it possible. He is very responsive to all form of communications: phone, text, and email. Since my offer was no contingency, he helps to get the loan completed in just in 18 days. He targeted a few days ahead of closing date to minimize any unexpected situation. The best thing I like about shopping for a loan with Luan is I don’t have to ask him to match my current rate to get a better rate. From his home page, I’m able to see his current offering rate that is 0.5 percent or more lower than all competitive rates. I would recommend Luan to all friends and family members who need to get a mortgage loan.

Heroko Wang profile picture

Heroko Wang

2 years ago
5/5

I just recently closed a transaction with the Loan factory Hawaii. The team did an amazing job throughout the process. Ryan. Alisia and Steven was extremely helpful and keep me in the loop all the time. I am very happy with the experience. Highly recommended

What you can expect from me.

Find answers to my most-asked questions, covering everything from how I'll support you to what you need to start the process.

It's imperative to talk with a lender before you begin your journey. Know your budget, your price range, your downpayment options, what tasks may need attention beforehand. Start fully prepared!