Alan Ryuji Wataguchi
Get to know Alan
My first home purchase was a challenge. Communication was weak, definitely lacking in knowledge and process. It was this experience that drove me to provide the best service and knowledge I could give. I am thorough, both on structuring and explanation of borrower options. As my client, you will come to know which programs work the best for you and why. If you are in need of debt consolidation, I can show you your path to debt freedom. I'm passionate with my work and thrive seeing others succeed
Why choose Alan?
Loan Products:
Years of experience:
Languages spoken:
Questions? Alan has answers.
We prompted questions to Alan so you can learn more about their skills, preferences, and availability.
It's imperative to talk with a lender before you begin your journey. Know your budget, your price range, your downpayment options, what tasks may need attention beforehand. Start fully prepared!
I love all, from the seasoned pro to the first-time homebuyer. I know what is needed to qualify, and which investors are the best for different scenarios. Everything upfront makes for a smooth file.
Being partnered with a great team affords many perks and incentives to pass to the applicant. Loan Factory is a top originator, I'd be happy to show you what benefits you can gain in working with me.
Typically: ID; paystubs; W2; banking; tax, insurance, HOA statements. Can be less, depending.
I'm licensed in Hawaii, California, Oregon, Colorado, and Nevada. Anywhere else, I can help introduce you to a licensed professional.