Ricardo De La Garza

1724 Boca Chica Boulevard Suite 301, BROWNSVILLE TX 78520

Get to know Ricardo

Ricardo de la Garza is the Owner and Principal Mortgage Broker of Reliant Mortgage Services, a trusted mortgage company based in Brownsville, Texas, dedicated to helping families, veterans, and first-time homebuyers achieve homeownership with confidence and transparency. With over 20 years of experience in mortgage lending and real estate finance, Ricardo has built a reputation for delivering personalized loan solutions, competitive rates, and fast, reliable approvals.

Why choose Ricardo?

Licensed in:

Texas

Loan Products:

Conforming Loans

Conventional Loans

Fannie Mae

FHA

Fixed-Rate Mortgages

Freddie Mac

Jumbo Loans

Non-Conforming Loans

USDA

Years of experience:

Languages spoken:

English

Spanish

Brokerage info

Questions? Ricardo has answers.

We prompted questions to Ricardo so you can learn more about their skills, preferences, and availability.

Who do you love helping most, and how do you make the home loan process easier for them?

I love helping first-time homebuyers who are ready to take the next step toward owning a home but may feel unsure about where to start. We make the loan process simple, transparent and personal.

Where and how do you typically connect with clients?

We connect in the way that works best for you -phone, email, text, in-person. or secure online.