Joshan Habeeb

819 Terrace Park Suite 102, Rock Hill SC 29730

Get to know me

I am the Managing Partner and Founder of The Practical Mortgage Solution LLC, committed to transparent, client-first mortgage guidance. With years of lending experience, I create strategies for first-time buyers, investors, and families refinancing. Known for my hands-on approach and availability, I solve complex loan scenarios and close on time. Based in Rock Hill, South Carolina, I value honesty, education, and lasting relationships built through every client’s homeownership journey.

My experience

Licensed in:

FloridaGeorgiaNorth CarolinaSouth Carolina

Loan Products:

Adjustable-Rate Mortgages (ARM)Conforming LoansConventional LoansFannie MaeFHAFixed-Rate MortgagesFreddie MacGinnie MaeJumbo LoansNon-Conforming LoansUSDAVA

Years of experience:

Languages spoken:

English

Brokerage info

What you can expect from me.

Find answers to my most-asked questions, covering everything from how I'll support you to what you need to start the process.

You can expect clear guidance, constant communication, and a smooth process from start to finish. I’m hands-on, available when you need me, and focused on closing loans on time with less stress.

Joshan Habeeb

Get to know me

My experience

Brokerage info

What you can expect from me.

What should clients expect when working with you from start to finish?

How do you work with clients buying out of state?

Where and how do you typically connect with clients?

How do you support clients looking to improve their credit before applying?

How do you feel about clients starting the conversation before they’re ready to purchase?