Get to know David
I serve as a Strategic Mortgage-Debt Advisor, structuring purchase and refinance loans with little to no out-of-pocket costs by leveraging market-based lender credits — without increasing principal. On purchases, best execution often means minimizing upfront costs while positioning for future refinance. On refinances, it means lowering your rate with clean, meaningful math and day-one savings. Unlike approaches that front-load fees for marginal savings, we act only when it truly benefits you.
Why choose David?
Licensed in:
California
Tennessee
Loan Products:
Adjustable-Rate Mortgages (ARM)
Conforming Loans
Conventional Loans
Fannie Mae
FHA
Fixed-Rate Mortgages
Freddie Mac
Jumbo Loans
Non-Conforming Loans
VA
Years of experience:
24
Languages spoken:
English