Andrea Catherine Garcia

16500 San Pedro Ave Suite 330, SAN ANTONIO TX 78260

Get to know Andrea

As a Senior Loan Originator and Team Lead, I specialize in creative financing solutions that help clients achieve homeownership when others say no. Known for my attention to detail and 24/7 communication, I guide borrowers and loan officers through every step of the process with clarity and care. Whether you’re a first-time buyer or a seasoned investor, I’m dedicated to finding the best path to your goals.

Why choose Andrea?

Licensed in:

California

Texas

Loan Products:

Conforming Loans

Conventional Loans

Fannie Mae

FHA

Fixed-Rate Mortgages

Freddie Mac

Jumbo Loans

Non-Conforming Loans

USDA

Years of experience:

Languages spoken:

English

Brokerage info

Questions? Andrea has answers.

We prompted questions to Andrea so you can learn more about their skills, preferences, and availability.

Where and how do you typically connect with clients?

I typically perform a five to 10 minute phone call to understand my clients financial profile. If they are local, we can also schedule an in-house consultation.

What are your typical fees or lender costs?

Many of our loans are lender-paid, meaning the lender covers our fees. Borrowers typically only pay third-party costs like appraisal, credit, title, and recording fees.

How do you feel about clients starting the conversation before they’re ready to purchase?

I love when clients start early — it gives us time to plan, explore options, and set them up for success when they’re ready to buy.

What should clients expect when working with you from start to finish?

I provide transparent communication, 24/7 availability, product knowledge, attention to detail, and empathy and trustworthiness.

How do you support clients looking to improve their credit before applying?

I help clients review their credit, make improvements, and build a plan to boost scores so they’re ready to qualify with confidence when the time comes.