Broker Near Me

Karen Giannini

NMLS 2397456
24 Cathedral Place Ste 503, SAINT AUGUSTINE FL 32084
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Get to know Karen

Buying, selling, or refinancing a home is more than a transaction: its a life changing experience. Karen is a highly seasoned mortgage professional, licensed in Florida and Georgia with over 25 years of experience. She is dedicated to providing exceptional, personalized service for all of her clients. She takes great pride in the relationships she builds and always works relentlessly on the clients behalf to help them achieve all their mortgage goals. Together Lets Make Your Dream a Reality!

Why choose Karen?

Licensed in:

Florida
Georgia

Loan Products:

Conforming Loans
Conventional Loans
Fannie Mae
FHA
Fixed-Rate Mortgages
Freddie Mac
Jumbo Loans
Non-Conforming Loans
VA

Years of experience:

25

Languages spoken:

English

Brokerage info

Questions? Karen has answers.

We prompted questions to Karen so you can learn more about their skills, preferences, and availability.

Clear plan from pre-approval to closing: quick pre-qual, honest options, strong offers, smooth underwriting, on-time closing. One-stop Realtor + lender, VA-savvy, proactive updates every step.

Soft pull first—no score impact. I price your scenario, then do one hard pull only to lock. That report can be reissued to shop programs; mortgage inquiries in a 45-day window count as one.

Veterans, first-time buyers, self employed & busy families. I simplify with one point of contact (Realtor + lender), fast pre-approval, clear checklists, e-signs, weekly updates, and on-time closings.

Out-of-state? I handle everything end-to-end: video tours, neighborhood briefs, same-day pre-approval, clear cost sheets, and e-signing—plus weekly updates to closing.

ID & SSN; 30 days pay stubs; last 2 yrs W-2/1099 or tax returns (self-employed: returns + YTD P&L); 2 mos bank statements; LOEs for gaps in employment. 12 mos bank statements for bank statement loans.

Karen Giannini (FL) - Broker Near Me