Get to know Cristian
Licensed Texas Mortgage Loan Officer dedicated to helping families and investors achieve homeownership. Recognized for top client service, I specialize in FHA, USDA, Conventional, and Down Payment Assistance programs with expertise in Houston’s market and property taxes. Bilingual in English and Spanish, I provide clear guidance, trusted advice, and personalized solutions to make the mortgage process smooth and stress-free.
Why choose Cristian?
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Brokerage info
Questions? Cristian has answers.
We prompted questions to Cristian so you can learn more about their skills, preferences, and availability.
I provide rate quotes using a Free soft credit pull, so your score stays protected while we review options. A full credit check is only done once you’re ready to move forward.
I love helping first-time buyers and self-employed clients. I make the loan process easier by offering clear guidance, simplified steps, and personalized loan options
I support clients with free credit reviews and personalized action plans. We also offer free credit upgrades to help boost scores and secure better loan options before applying
I encourage clients to start early! Even if you’re not ready to buy, I can guide you on credit, savings, and loan options so you’re fully prepared when the right time comes.
To start, clients usually need recent pay stubs, W-2s or tax returns, bank statements, and a valid ID. Self-employed clients may also provide business and income documents.