Get to know Pamela
With over 25 years of experience in the mortgage industry, I am a seasoned loan officer known for delivering personalized financing solutions and exceptional client service. Throughout a career spanning multiple market cycles, I have helped thousands of borrowers successfully navigate home purchases, refinances, and complex lending scenarios. I specialize in conventional, FHA, VA, UDSA, CalHFA jumbo loans, with a deep understanding of program guidelines. I provide a smooth and easy process.
Why choose Pamela?
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Questions? Pamela has answers.
We prompted questions to Pamela so you can learn more about their skills, preferences, and availability.
Clear understanding of the loan process. Easy access. Knowledge of a vast variety of programs that may suit their needs. Smooth and prompt closing.
Once my clients are prequalified for a home purchase, I have numerous realtors to assist them if they are not currently working with one already. I pride myself with choosing the best fit for them.
It gives me great pleasure of helping clients either first time home buyers or refinancing a current home to obtain the best rates available, plus having a complete understanding of the process.
the basic documents are, completed application, W2 for 2 years, 2 recent paystubs, bank statement, driver's license, social security card. Other documents would be necessary if self-employed.
Before running credit, I will have them go on to Experian.com and pull their free credit report for me to view. Making recommending paying down, paying off or self reporting to improve the score.