Broker Near Me

Justin Roach

9747 Businesspark Avenue Suite 218, Encinitas CA 92024

My experience

Licensed in:

CaliforniaFloridaOregonWashington

Loan Products:

Adjustable-Rate Mortgages (ARM)Conventional LoansFHAJumbo LoansNon-Conforming LoansVA

Years of experience:

20

Google reviews

4.7(47 reviews)
Celeste Licano profile picture

Celeste Licano

a year ago
5/5

I worked with Julie while buying my first home and she was extraordinary! Start to finish Julie was in constant contact answering all my questions and relaying all updates immediately as she had them. Julie was so thorough and thoughtful during the entire process, we always knew we could count on her. She was an integral part in helping us determine our home-buying options by running different numbers on houses we were interested in and giving us the information we needed to determine the best financial decision when buying a home. I will be recommending her to everyone who even mentions looking into buying property. We love our house so much and could not have made it through this crazy journey without Julie!

Marie Macapagal profile picture

Marie Macapagal

a year ago
5/5

I'm a first-time buyer and felt in good hands with Julie V from Integrity Mortgage Group. I was recommended to Julie by a long-time friend of mine. He worked with her in refinancing his home, and separately, his brother did the same with her help. My friend swore, hands down, she would help lower my numbers. I switched from my original broker only because we couldn’t get the numbers down to what I needed. I was very happy with the outcome Integrity Mortgage Group gave me. Julie was professional and to the point, and if I did not understand, she would take time to explain with “if” examples when needed. She immediately rectified any unforeseen glitches that were out of her control. She was also available after work hours which was very helpful. I would recommend and work with her again.

Gem Garcin profile picture

Gem Garcin

4 years ago
5/5

I couldn't recommend Julie highly enough. We had complicated circumstances including switching jobs in the middle of the loan application and I am 100% sure we were nightmare clients. This was our first house and we were very anxious and excited and I was a total nutter butter. Julie never made me feel bad and in fact was so kind, thoughtful and empathetic in her responses. AND WE CLOSED ON TIME. Nobody other than Julie would have been able to make that happen. She is endlessly smart and capable. I can't recommend her enough and I'm only sad that she won't be such a big part of my life. This has been a roller coaster month and Julie has been an absolute rockstar.

Caren Alwin profile picture

Caren Alwin

12 months ago
5/5

This is not my first interaction with Integrity Mortgage Group. They are my go-to organization whenever I considered refinancing (in the past) and now a HELOAN. Julie is wonderful. She is informative and patient with all my questions. She is available and responds to me timely and is always professional. I can't recommend her and Integrity enough.

Frank Handal profile picture

Frank Handal

4 years ago
5/5

Julie at Integrity Mortgage group was easy to work with. She has help in refinancing our home and has been constantly supportive in looking at options for us during the last few years. Julie’s style of requesting everything up front proved to be a great value and time saver. Prior to working with Integrity Mortgage, we had worked with another company which constantly asked for more and more files as we went through the process. This constant request for more details delayed our process and cost me money to extend the lock we had. Julie was able to ask the right questions and gather everything she needed to make sure her lenders would have anything and everything they needed to process the loan.