Get to know Vickie
I’m a Mortgage Loan consultant with Coastal Financial & Realty Inc, in southern California and the nearby area, providing home-buyers and sellers with professional, responsive and attentive finance services. I am a very active member of my community, sponsoring events and voluteering for our local Parish which I absolutely love. I am also a Active Real Estate Agent over the past 20 years serving my clients and investors.
Why choose Vickie?
Licensed in:
Loan Products:
Years of experience:
Languages spoken:
Brokerage info
Questions? Vickie has answers.
We prompted questions to Vickie so you can learn more about their skills, preferences, and availability.
Confirm licensing and state requirements-Strong preapproval-Cordinate with out of state Agent
Thru email, phone, text and in person. I like to meet in person is my first method if possible to make connection more professional with trust and rapport.
Initial consultation and pre approval-Documentation and Loan strategy Ongoing communication during home search process-Offer accepted-Loan application Processing and underwriting-Final approval-Close
Explain difference of soft pull vs hard pull. I would offer a soft pull-non credit impact quote-use rate ranges and explain credit shopping window
ID-income documentation-Asset documentation-credit and debt information-Housing history-Property once under contract-