Get to know me
I’m a Mortgage Loan consultant with Coastal Financial & Realty Inc, in southern California and the nearby area, providing home-buyers and sellers with professional, responsive and attentive finance services. I am a very active member of my community, sponsoring events and voluteering for our local Parish which I absolutely love. I am also a Active Real Estate Agent over the past 20 years serving my clients and investors.
My experience
Licensed in:
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Brokerage info
What you can expect from me.
Find answers to my most-asked questions, covering everything from how I'll support you to what you need to start the process.
Thru email, phone, text and in person. I like to meet in person is my first method if possible to make connection more professional with trust and rapport.
Initial consultation and pre approval-Documentation and Loan strategy Ongoing communication during home search process-Offer accepted-Loan application Processing and underwriting-Final approval-Close
Explain difference of soft pull vs hard pull. I would offer a soft pull-non credit impact quote-use rate ranges and explain credit shopping window
ID-income documentation-Asset documentation-credit and debt information-Housing history-Property once under contract-