Broker Near Me

Magaly R Zapien

NMLS 236415
177 E Colorado Blvd Ste 200, Pasadena CA 91105
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Get to know me

I'm a Los Angeles native and UCLA graduate with 20 years of residential lending experience. Well-versed in the Southern California real estate market, I specialize in strategic, compliance-driven financing solutions that help families build wealth through homeownership. I am passionate about expanding access through competent guidance and education for first time home buyers. When I'm not structuring loans I enjoy planning my next travel adventure, LA playdates with my family, and concerts

My experience

Licensed in:

California

Loan Products:

Adjustable-Rate Mortgages (ARM)
Conforming Loans
Conventional Loans
Fannie Mae
FHA
Fixed-Rate Mortgages
Freddie Mac
Jumbo Loans
Non-Conforming Loans
VA

Years of experience:

20

Languages spoken:

English
Spanish

Brokerage info

What you can expect from me.

Find answers to my most-asked questions, covering everything from how I'll support you to what you need to start the process.

Who do you love helping most, and how do you make the home loan process easier for them?

First time - Latino and bilingual families, multi-generational, who need clarity, structure, and confidence navigating lending and creating long-term stability via real estate - buyer. I inform them.

A structured, high-touch, and strategy-driven experience - not just a loan quote - via communication and information to make your decisions. Every closed loan starts with a talk to create a plan!

30 days of pay stubs, 2025 and 2024 W2s, 2 months bank statements, ID

You have options! I can do a soft pull, which does not affect your credit score at all, but allows a review your credit report and credit score to get a sense of how well you are managing your debt.

I am paid when you close your loan. Typically, I charge 1% of your loan amount plus $1,499 processing fee.