Philip Ip

To protect the client's privacy, we prefer to connect with our clients via secured email, text, and phone. Of course, clients are welcomed to drop by our office to have face-to-face discussions.

Buying home is a major investment, especially for first time home buyer. We explain the financial impacts of buying a new home to our clients, such as the ability to repay the mortgage, tax benefits.

Before we collect the documents, we will start with a brief interview of the clients' financial situation first and then ask for the documents just needed to process the loan.

Perfect credit is everyone's goal. Even less than perfect credit, our team can analyze the credit history and suggest solutions to improve the credit.