Emily Louise Wilson

403 West Ojai Avenue, Ojai CA 93023

Get to know me

I started in real estate finance in 2001 as an administrative assistant while in college. Today I own my brokerage and am a top producer in my region. My experience gives me the ability to work with everyone from first time homebuyers to reverse mortgages with transparency and compassion. We take an education-first approach to lending so you can feel confident with your financial future. Heritage Financial | Since 1990

My experience

Licensed in:

California

Loan Products:

Adjustable-Rate Mortgages (ARM)

Conforming Loans

Conventional Loans

Fannie Mae

FHA

Fixed-Rate Mortgages

Freddie Mac

Ginnie Mae

Jumbo Loans

Non-Conforming Loans

USDA

Years of experience:

Languages spoken:

English

Brokerage info

What you can expect from me.

Find answers to my most-asked questions, covering everything from how I'll support you to what you need to start the process.

What are your typical fees or lender costs?

We are typically paid directly by the lender at time of closing and we don't charge any additional fees. Consultations are always free!

How do you feel about clients starting the conversation before they’re ready to purchase?

I encourage it! It's never too early to get preapproved if you're working with the right broker. Getting comfortable with the numbers & establishing relationships are critical to your success.

Where and how do you typically connect with clients?

However it's convenient for the client. We do a lot of phone and zoom consultations, but if you're in the area, we love to sit down and go over information face to face.

How do you provide rate quotes for clients who want to protect their credit score?

I am firm believer in using a soft inquiry to quote rates. It allows us to get a glimpse at the client's credit profile without resulting in a hard inquiry. Best of both worlds.